Posts by Scott
Closing Costs
When you’re in the process of buying a home, there are many costs to consider beyond just the down payment. One of the most significant expenses to be aware of is closing costs. These costs can add up quickly and may include fees for things like appraisals, inspections, and title searches. In this article, we’ll…
Read MorePortland Office Announcement
Root Mortgage, a local mortgage company that prides itself on building relationships, educating clients, and offering exceptional service, has announced the opening of a new office on the west side of Portland, OR. The company’s expansion is driven by its commitment to better serve the community and provide personalized mortgage solutions to homebuyers in the…
Read MoreThe Big Four
When it comes to getting a mortgage, there are four key factors that borrowers need to consider. Credit score, down payment, debt-to-income ratio, and employment history. These factors are often referred to as the “Big 4” of getting a mortgage, and understanding how they impact your ability to obtain a mortgage is crucial. The “Big…
Read MoreWhat is a Mortgage?
Mortgages are a fundamental aspect of the real estate industry, but they can also be confusing for first-time homebuyers or those who are unfamiliar with the process. In this article, we will explore the basics of mortgages, including what they are, how they work, and what factors you should consider before getting a mortgage. What…
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