Conventional Loans

The conventional products that we offer cover a range of options for any borrower and situation. Conventional loans are typically offered by private lenders and have varying down payment requirements, interest rates, and underwriting criteria.


High Loan Amounts

Waived or No Mortgage Insurance

Flexible Terms

The Conventional Loan

The most common type of home mortgage product is the conventional loan. Conventional loans, also known as conforming loans, follow the lending standards set by Fannie Mae and Freddie Mac. A conventional loan can be used to purchase or refinance a primary residence, a second home, or an investment property. This loan can also be used with a HELOC (Home Equity Line of Credit) or a Fixed Equity Loan.

Loan Limits

Loan limit refers to the maximum amount of money a borrower can receive from a lender for a specific type of loan.


Loan to Value

Loan to value (LTV) is the ratio of the loan amount to the appraised value of the asset being purchased.


Credit Score

Credit score is a numerical representation of a person's creditworthiness, based on their credit history and other financial behavior.

620 OR


Loan terms refer to the specific conditions and details of a loan agreement, including the interest rate, repayment period, and other relevant terms.

FIXED: 15, 20, 25, 30
ARM: 3/1, 5/1, 10/1

Mortgage Insurance

Mortgage insurance is a policy that protects lenders against losses caused by a borrower's default on a mortgage loan.