Jumbo Loans

A jumbo loan is a type of mortgage loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, typically used to finance higher-priced properties. These loans often have stricter credit requirements and higher interest rates, but can offer borrowers flexibility and options for financing luxury homes or properties in high-cost areas.


High Max Loan Amounts

Unique Properties

No Escrow

The Jumbo Loan

Most properties that do not meet the conventional or conforming loan limits (more than $726,200) are considered jumbo loans. The requirements and lending guidelines vary on jumbo products. Jumbo loans are different from conforming loans, as they do not follow Fannie Mae and Freddie Mac guidelines. They are portfolio products and we have multiple investors that offer jumbo options for any situation.

Loan Limits

Loan limit refers to the maximum amount of money a borrower can receive from a lender for a specific type of loan.

$726,200 - $2,000,000

Loan to Value

Loan to value (LTV) is the ratio of the loan amount to the appraised value of the asset being purchased.


Credit Score

Credit score is a numerical representation of a person's creditworthiness, based on their credit history and other financial behavior.



Loan terms refer to the specific conditions and details of a loan agreement, including the interest rate, repayment period, and other relevant terms.

FIXED: 15-30
ARM: 3/1, 5/1, 10/1


Reserves refer to the amount of cash that a borrower has set aside to cover mortgage payments and other expenses, providing a cushion for the lender against potential defaults.

3 to 12 months