VA Loans

A VA loan is a type of mortgage loan that is guaranteed by the Department of Veterans Affairs and is available to eligible veterans, active-duty service members, and their families. These loans offer competitive interest rates, flexible credit requirements, and may not require a down payment, making them an attractive option for those who have served in the military.


No Down Payment

No Mortgage Insurance

For Veterans and Their Families

The VA Loan

VA loans are attractive because they offer numerous benefits to eligible veterans, active-duty service members, and their families, including no down payment requirement, no mortgage insurance premiums, competitive interest rates, and flexible credit requirements. Additionally, the program is designed to help those who have served our country achieve the dream of home ownership, making it a popular and desirable option for many borrowers.

Loan Limits

Loan limit refers to the maximum amount of money a borrower can receive from a lender for a specific type of loan.


Loan to Value

Loan to value (LTV) is the ratio of the loan amount to the appraised value of the asset being purchased.


Credit Score

The minimum credit score is 580. If your credit score is on the lower end, you may need a larger down payment.

580 OR


Loan terms refer to the specific conditions and details of a loan agreement, including the interest rate, repayment period, and other relevant terms.


Mortgage Insurance

Mortgage insurance is a policy that protects lenders against losses caused by a borrower's default on a mortgage loan.


funding fee

Funding fee refers to a one-time fee charged by lenders or the government to borrowers for providing a loan or mortgage, typically used to offset the costs of the loan program.

.5%* to 3.6%

*for IRRRL VA Refinancing