DSCR Calculator

Property & Income
$
$125,000
25%
$
Loan Details
%
Property Expenses
$
$
$

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0.00x

DSCR Ratio
Gross Monthly Rent$0
Total Monthly Payment (PITIA)$0
Estimated Monthly Cash Flow$0
Debt Service Coverage Ratio (DSCR) divides your monthly rent by your total monthly housing expenses (PITIA). A ratio of 1.0x means the property breaks even. Lenders generally require a minimum DSCR of 1.15x to 1.25x to qualify for an investment loan.

The results provided by this mortgage calculator are estimates only and are for informational purposes. Calculations do not constitute a loan offer, pre-approval, or financial advice. Actual loan terms, interest rates, monthly payments, taxes, insurance, and closing costs may vary based on lender requirements, market conditions, credit profile, and other factors. Please consult with a licensed mortgage professional for personalized financing advice and accurate loan information.

Yearly Amortization Schedule